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Introduction to shared ownership economics

No sharing with housemates. Not just for first-time buyers. Buy with a smaller deposit. 

Latimer school of economics

Shared ownership is a flexible, affordable route into homeownership.

Look at a breakdown of potential costs, below, at a few of our Developments around the country.

Buying at The Cocoa Works, York

Save a potential £248* per calendar month

£810 (mortgage) + £197 (service charge) + £364 (rent) = £1,371 per calendar month

Compared to York average rent: £1,619*.

*According to averages by home.co.uk in September 2025. Based on a 50% share of £317,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Buying at Crescent Gardens, Croydon

Save a potential £327* per calendar month

£561 (mortgage) + £190 (service charge) + £765 (rent) = £1,507 per calendar month

Compared to Croydon average rent: £1,834*.

*According to averages by home.co.uk in September 2025. Based on a 25% share of £440,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Buying at Furness Quay, Manchester

Save a potential £396* per calendar month

£451 (mortgage) + £181 (service charge) + £376 (rent) = £1,008 per calendar month

Compared to Manchester average rent: £1,404*.

*According to averages by home.co.uk in September 2025. Based on a 35% share of £252,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances. 

 

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Buying at Marleigh Park, Cambridge

Save a potential £775* per calendar month

£858 (mortgage) + £39 (service charge) + £783 (rent) = £1,681 per calendar month

Compared to Cambridge average rent: £2,457*.

*According to averages by home.co.uk in September 2025. Based on a 33% share of £510,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Buying at The Muse, Milton Keynes

Save a potential £380* per calendar month

£524 (mortgage) + £137 (service charge) + £353 (rent) = £1,015 per calendar month

Compared to Milton Keynes average rent: £1,396*.

*According to averages by home.co.uk in September 2025. Based on a 40% share of £257,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Learn more about shared ownership